Manufactured Homes

Mortgages for America specializes in financing new and existing manufactured homes, including single wide homes.

We offer 3.5% FHA, 0% VA and 5% Conventional down financing for your manufactured home purchase.

Our Programs:

  • 3.5% down FHA financing (580+ FICO/43% DTI ratio max)

  • 3.5% down FHA financing (620+ FICO/55% DTI ratio max)

  • 0% down VA financing (530+ FICO min)

  • 5% down Conventional financing (including single wides)

  • 10% down financing for low FICO buyers (530+ FICO)

  • High Debt to Income ratio (55% DTI max/620+ FICO)

  • USDA financing for new manufactured homes

  • 203k and Homestyles rehabs are allowed

Our basic requirements:

  • Permanent foundation with tie downs

  • Must be built after June 15, 1976

  • Land value should not exceed home value

  • No farms or commercial businesses allowed

  • Second homes with 10% down payment allowed

  • Must include the land the home resides on (no leased land allowed)

  • Home must be in same location as when new from the factory or dealer

  • Minimum purchase price is $89,000 (with 3.5% down)

To get pre-qualified call (614) 486-5626 from 9 am to 9 pm

Please leave a message if we are on the phone talking to buyers and Realtors. We will return your call in a timely manner!