• Thomas Lawhead

Do you want to get rate quotes from over 30 lenders all at once?

Do you want to get rate quotes from over 30 lenders all at once? Instead of having a computer quote your rate, why not have us price your rate out from the dozens of wholesale lenders we represent?

It beats having a website quote teaser rates!


****Our basic requirements for home financing**** • 580 FICO or higher credit scores (43% DTI max) • a debt to income ratio of less than 55% (620 FICO min) • no late payments over 30 days for the last 12 months • no bankruptcies the last 2 years • no debts over $1000 in collections (medical bills waived) • a stable work and residence history the last 2 years • rent paid by checking account or to a property management company if FICO score is less than 620 • self employed must be in business 2+ years • large cash deposits must be explained • down payment must be from savings (including stocks and bonds) retirement funds or gifts from immediate relatives Our alternative FHA,VA, USDA & Conventional financing • 10% down FHA financing possible down to 530+ FICO • 0% down VA & USDA financing down to 530+ FICO 5% down Conventional financing on manufactured homes

NMLS#993846

https://www.mortgagesforamerica.net/



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