Do you want to get rate quotes from over 30 lenders all at once?
Do you want to get rate quotes from over 30 lenders all at once? Instead of having a computer quote your rate, why not have us price your rate out from the dozens of wholesale lenders we represent?
It beats having a website quote teaser rates!
****Our basic requirements for home financing**** • 580 FICO or higher credit scores (43% DTI max) • a debt to income ratio of less than 55% (620 FICO min) • no late payments over 30 days for the last 12 months • no bankruptcies the last 2 years • no debts over $1000 in collections (medical bills waived) • a stable work and residence history the last 2 years • rent paid by checking account or to a property management company if FICO score is less than 620 • self employed must be in business 2+ years • large cash deposits must be explained • down payment must be from savings (including stocks and bonds) retirement funds or gifts from immediate relatives Our alternative FHA,VA, USDA & Conventional financing • 10% down FHA financing possible down to 530+ FICO • 0% down VA & USDA financing down to 530+ FICO 5% down Conventional financing on manufactured homes