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  • Writer's pictureThomas Lawhead

Make Your Pre-approval Process Easy

Having your confirming documents in hand when you apply for a home loan is vital.

Make your pre-approval process easy for you and your lender.

To make a pre-approval decision lenders need the following:

__Drivers License or State ID

__Social Security card, receipt from an SSA office or a passport

__Last two years W-2's or W-9s (all employers)

__Last two years tax returns (all pages-federal only)

__Last 2 months bank statements (all pages)

__Last 30 days paystubs

__Disability or retirement award letter showing monthly award amount (if there is disability or retirement income)

--All documents must emailed in PDF format or sent by fax.

--All documents must be complete with all pages.

--All documents must be clear & legible.

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